Learn About ADCB Hayyak Minimum Balance

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It is understandable that not everyone can keep a certain amount of bank balance in their account, that is the reason why many banks try to keep it as low as possible. If you are looking for a bank that allows you to keep a bare minimum balance in the UAE, then you have found it in the form of ADCB Bank. In this blog, we will discuss the ADCB Hayyak, what are its minimum balance policy, and other guidelines that will help you to effectively manage your bank account. Let’s begin!

Understanding ADCB Hayyak

ADCB Hayyak is a mobile app from Abu Dhabi Commercial Bank (ADCB) in the UAE. It allows you to open your bank account, apply for a credit card, or loan, and use many other ADCB bank features from your phone. Some of its key features are instant account opening with your Emirates ID with minimum balance, secure technology, doorstep delivery of debit cards, welcome kits, and many more. Further, ADCB Hayyak runs a rewards program, where you can earn ADCB TouchPoints and use redeem them for flights, shopping, and other rewards.

What Are Different Types Of Bank Accounts Offered By ADCB Hayyak?

Account Type Description
Regular Current Accounts
  • Classic Current Account: Basic account with no minimum balance requirements, offering online banking, ATM access, and debit card.
  • Smart Current Account: Offers higher transaction limits, free accidental death insurance, and lifestyle/entertainment discounts.
  • Priority Current Account: Premium account with even higher limits, travel insurance, airport lounge access, and a dedicated relationship manager.
  • Private Current Account: Exclusive account for high-net-worth individuals, providing personalized banking, wealth management, and exclusive privileges.
Regular Savings Accounts
  • Classic Savings Account: Basic account for saving money and earning interest.
  • Smart Savings Account: Offers higher interest rates and rewards ADCB TouchPoints for every transaction.
  • Priority Savings Account: Highest interest rate, free accidental death insurance, and lifestyle/entertainment discounts.
  • Private Savings Account: Personalized savings solutions, investment options, and exclusive privileges for high-net-worth individuals.
Sharia-compliant Accounts
  • Amanah Current Account: Sharia-compliant current account with online banking, ATM access, and debit card, operating under Islamic banking principles.
  • Amanah Savings Account: Sharia-compliant savings account for saving money and earning profit in accordance with Islamic principles.

What Is The Minimum Balance Required In The ADCB Hayyak Account?

As we mentioned earlier, the ADCB Hayaak Bank is one of the prominent banks that aims to cater to the needs of a wide range of customers, that is the reason why they have kept their minimum balance at ZERO!

If you are someone who can’t maintain a certain amount of balance in their account, ADCB Hayyak offers you a ZERO balance savings account. You can open your account with a minimum requirement of documents. So go and start a new financial chapter in your journey!

To Sum It Up

ADCB Hayyak stands out as a symbol of financial inclusivity, offering a ZERO balance savings account. Catering to all customers, from basic to high-net-worth individuals, the bank prioritizes accessibility. The liberty to open an account with minimal documentation underscores its commitment to hassle-free banking. ADCB Hayyak, with its commitment to flexibility and convenience, not only welcomes you to a new financial chapter but also ensures that managing your finances becomes an effortless journey.